We pawk our caw in Brighton
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STIPIMM: “Sisters,” by Irving Berlin
We finally broke down and did it. Bridget and I are 100% legal in the commonwealth of Massachusetts. We both have our driver’s licenses, and perhaps more importantly, we registered Phoebe, our beautiful gray Saturn, with Massachusetts tags.
It took some teeth-pulling to get to this point, and indeed, all the wrinkles haven’t been ironed out. But we’re pretty much there. We had been doing so well for several months, taking the T wherever we needed, walking to places that were within range. But then, it became clear that once H&R Block was through, I would have to have a way to get to all the various places I wanted to interview at, and if I ended up getting a job, I’d have to have a way of getting there. So, early last month, we began the process of making Phoebe legal. In Massachusetts, that’s a four-step process:
1) Getting insurance: The whole reason we didn’t want to get the car registered in the state to begin with. It turns out that, despite all the boo-hooing you hear from people about how bad the rates are up here, they’re not really that much worse than what I was used to down in the Delmarva area (that’s the first time I’ve ever used that stupid word!). Once we figured that out, and were ready to dip our toe into the frightening world of Massachusetts insurance, the next problem was where to get it. Because the state regulates insurance so heavily, there are only a handful of insurers available (boo hoo to the insurers), and none of them are as easy to spot as a State Farm agent would be in other parts of the country. Instead, we pretty much had to throw a dart on the map of the insurers in the area and just walk into their offices.
The one we picked (the main criterion was that, instead of some funky business name like Windmill Insurance or Viking Fidelity [made-up names], it was actually someone’s name: John Ryan Insurance, which of course, screams folksy, and mom-and-pop [which it turned out to be!]) was just down the road from our apartment, which is nice. More importantly, they made the process extremely easy, walking us through what we needed, and what our options were. No pressure, no nothing. Moreover, they made the next two steps of the process easier by preparing all the materials we’d need for it and telling us exactly what we’d have to do. [Paid for by John Ryan Insurance]
2) Registering the car: More standing in line at the MVA or the DMV or the RMV or whatever the hell they call it up here. Not very exciting, just handing over the title and a hefty chunk of change in exchange for new license plates and registration. The title came in the mail yesterday, which sparked this “all-official” post.
3) Getting Phoebe inspected: There were actually two inspections we had to do, both of which got done at the same time. One was the usual state inspection, which I’m always paranoid my cars will fail, even though they never have. The other required inspection was one asked for (and paid for) by the insurance company to make sure the car was in one piece before they insured it. Easy and straightforward. Indeed, where states like Maryland and D.C. (yeah, I called it a state... fuck you) have complicated inspections that could take hours at a time, the Massachusetts one was done in about 10 minutes. I think the commonwealth still has a way to go if it wants to uphold its reputation as having the worst bureaucracy in America.
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4 Comments:
Nice job!
No Phoebe left behind.
~ Marianne
Hi Phoebe! :^D
Of course, now that we have the car we tend to drive it more...and then of course gas is more expensive than the T...So, we gave up cable in exchange for car insurance which would have been fine, but the gas makes it more expensive.
donations welcome.
Yeah...you have a car again! And you've even named it. My Mom said that she thought it was funny that my Uncle Marvin named his car - - back when....she said "they used to do that, I don't know why". I told her that me & Kathy named our black beetle bug, that we had to drive to & from school, 'Proud Mary'....she was surprised! Now we see that you've named your car Phoebe. I haven't named a car since Proud Mary....but I talk to her all the time when I'm driving her....silly right?
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